Position : Credit Operations Senior Executive (SME Financing)
Location : Sin Ming Drive
Working hours : Monday - Friday 9am - 6pm
Salary (commensurate with experience) : Salary Open to Discuss + AWS + Performance Bonus + 14 Days Leave + Dental & Health Benefits
Duration : Permanent
Industry : Automobile/Automotive/Financing Services
Main Responsibilities:
Coordinate and prepare borrower credit reviews
Manage facility variations, account maintenance, and non-standard approvals
Lead end-to-end documentation for real estate financing transactions
Liaise with borrowers, banks, lawyers, valuers, insurers, and internal teams
Monitor covenants, compliance, and post-drawdown requirements
Safekeep facility and security documents; manage collateral release and discharge
Track loan repayments, interest accruals, and fee income
Prepare accounting entries and issue interest and fee invoices
Support invoicing and documentation submissions to financial institutions
Maintain portfolio monitoring and reporting processes
Follow up on repayments and manage collection matters
Support restructuring and workout of distressed accounts
Other ad-hoc activities assigned
Requirements:
Bachelor’s degree in business, finance, accounting, or a related discipline
Minimum 3 years’ experience in commercial banking, SME financing, or credit operations
Strong hands-on experience in credit administration and financing documentation
Solid understanding of financing structures and real estate-backed transactions
Comfortable engaging lawyers, valuers, regulators, and other external stakeholders
Bilingual in English and Mandarin to converse with Mandarin speaking associates
Email to: diana@searchpersonnel.com.sg
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